A surprising number of people simply choose to use the same insurance company as their parents which means that oftentimes there’s a lack of insurance shopping. Moreover, 似乎只有当他们在寻找更低的利率时，一些顾客才会把目光投向更远的地方. 这些购物者最终可以在一家公司为他们的汽车投保, 他们的国内政策与另一个, and so forth.
保险公司提供折扣，鼓励客户将多种保险产品捆绑在一起. These bundle discounts help to lock-in customers with the insurance company which oftentimes extends the amount of time those policyholders stay with that company. 幸运的是，这些捆绑折扣是附加的. This means that you’ll often save more money with each additional type of insurance policy you purchase from the same company.
One of the easiest and most common ways to save money on insurance is by bundling your home and auto insurance with one company. 平均而言，这个捆绑选项可以为你节省10 - 20%的总保费. When adding an umbrella 策略到自动和主包, 捆绑销售折扣高达35%的情况并不少见.
这些大幅折扣可能会导致保险公司保费大幅下降. 那么，他们怎么能承受如此大的折扣政策呢? In short, 从那时起，规模经济开始发挥作用, overall, 他们从每个捆绑客户身上赚到更多的钱. The alternative would be to write more customers with only one type of insurance policy which would require additional time, effort, and staffing. The benefit to insurers of offering significant bundle discounts more than outweighs the expenses associated with trying to write more single policy customers.
利用这些捆绑折扣的最好方法是凯发娱乐网址办公室的授权代理. We can assist you with assessing your insurance needs and provide you with some quotes from several of the top insurance companies.
凯发娱乐网址的授权工作人员随时准备帮助您获得多个报价为您的汽车, home, 及其他保险产品. Because we’re an independent insurance agent we can shop from multiple insurance companies to help you find the right coverage at the right price.